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Medicare Part D Prescription Drug Coverage

Medicare Part D Prescription Drug Coverage Medicare beneficiaries across the nation have the option of enrolling in Medicare Part D to get help with their prescription drug costs. Medicare prescription drug coverage is available in two ways. If you have Original Medicare (Part A and Part B), Medicare Part D isn’t automatically included. Instead, you…

Medicare Advantage vs. Medicare Supplement Insurance Plans

Medicare Advantage vs. Medicare Supplement Insurance Plans While Original Medicare (Part A and Part B) covers many health-care expenses, it doesn’t cover everything. Even with covered health-cares services, beneficiaries are still responsible for a number of copayments and deductibles, which can easily add up. In addition, Medicare Part A and Part B also don’t cover…

Medicare Advantage (Part C)

Medicare Advantage (Part C) Medicare Part C is available through Medicare Advantage plans, and is an alternative to Original Medicare (Part A and Part B). Medicare Advantage plans are health insurance plans offered by private health insurance companies approved by Medicare. Medicare Advantage health plans (such as HMOs and PPOs) are legally required to offer…

Everything to Know About Obamacare Open Enrollment Reopening

Obamacare open enrollment is reopening due to the coronavirus outbreak. President Joe Biden signed an executive order creating a special enrollment period (SEP) that was planned to last for 3 months, but has been extended to August 15th, 2021. During this time all people shopping for individual or family insurance can buy or switch their…

Understanding Biden’s plans for Healthcare

What is Biden’s healthcare plan? Biden has said that his plan will insure more than 97% of Americans by introducing a Medicare-like public option for Individuals and Families. His plan also includes strengthening the Affordable Care Act (ACA) by increasing marketplace subsidies. Does Biden plan to protect Obamacare? In short, yes. He plans to strengthen…

All About the Covered California Income Limits

Based on your income you may qualify for tax credits when you enroll in health insurance in the state of California. According to Covered California.com, if your annual household income is somewhere between 0 and 600% of the Federal Poverty Line (FPL), you may qualify for government assistance to help you get affordable health insurance.…

How to Buy Health Insurance if You Don’t Qualify for a Subsidy

A health insurance subsidy provides tax credits to qualifying individuals to make monthly health insurance premiums more affordable. If your annual income is too high to qualify for a subsidy, you can shop for more affordable alternatives, such as short-term plans, to fulfill your health insurance needs until you can purchase more comprehensive coverage. Who…

Everything to Know About the Annual Open Enrollment Period

What is the annual open enrollment period? Open enrollment is the annual period where you can enroll in major medical health insurance plans. To see open enrollment dates in your area, check out our list of open enrollment dates in every state. Why do we have an open enrollment period? The open enrollment period was…