Gap Insurance

Medicare Part C is available through Medicare Advantage plans, and is an alternative to Original Medicare (Part A and Part B). Medicare Advantage plans are health insurance plans offered by private health insurance companies approved by Medicare. Medicare Advantage health plans (such as HMOs and PPOs) are legally required to offer at least the same benefits as Original Medicare, but can include additional coverage as well, such as routine vision or dental benefits, health wellness programs, or prescription drugs.

How does GAP insurance work


Extend your healthcare coverage

Cash benefit to offset your out-of-pocket costs for eligible expenses

Cover your deductible costs

Lump-sum cash benefits for accidents and serious illnesses that can help pay a medical plan’s high deductible

Protect your income

Payments go right to you. Use the money for whatever you need, like mortgage payments, credit card payments, car payments, day care, or business costs

Find your perfect gap insurance plan now

GAP insurance can include


Critical illness insurance

Pays a lump sum if you’re diagnosed with a specified critical illness, such as: life-threatening cancer, heart attack, kidney failure, stroke, coma

Accident medical insurance

After the deductible, benefits may cover medical expenses resulting from any covered accident.

Accidental Death & Dismemberment

Pays a lump sum for death or certain injuries from a covered accident.